Real Baccarat with Courtney

About this Game

Baccarat is played with eight standard decks of 52 playing cards that are shuffled when a portion of the deck is dealt.
This game pays winning Banker bets less a 5% commission on the win amount.
This game has five types of bets:
Player bet - a bet that the Player's hand will have a higher value than the Banker's hand.
Banker bet - a bet that the Banker's hand will have a higher value than the Player's hand.
Player Pair bet - a side bet that the player's first two cards will complete a pair hand combination.
Banker Pair bet - a side bet that the Banker's first two cards will complete a pair hand combination.
Tie bet - a bet that the Player and Banker hands will tie. In Baccarat games, this is a bet that the Banker and Player hands will have the same value and tie.

Playing the Game

Select a chip in the Chip Selection area to choose the chip size you want to bet.
Select DEAL to confirm bets.
A hand of two cards is dealt to the Player and the Banker, face-down. After that they are turned face-up by the dealer.
The Player's hand and the Banker's hand are compared.
If the Player or Banker hand has a value of 8 or 9, both hands automatically stand. This rule overrides all other rules.
Depending on the cards dealt and the game rules, the hands are dealt a third card.
If the Player stands on a 6 or 7, and the Banker's hand has a value of 5 or less, the Banker receives a third card.
If the Player's hand has a value of 5 or less, the Player receives a third card.
If the Player receives a third card, depending on the rules the Banker either draws or stands.
The chart below includes the Banker’s Score (Banker’s Score) and the Player’s Third Card (Player’s Third Card). Use the chart to determine if the Banker draws (D) or stands (S):
If you do not have a winning bet, the game is over and you can play again.Bet Rules
Select the Player betting area to place a bet on the Player's hand winning the game.
Select the Banker betting area to place a bet on the Banker's hand winning the game.
Select the Tie betting area to place a bet on the Banker and Player's hands having the same value.
Select the Player Pair betting area to place a side bet on the Player’s first two cards being a pair.
Select the Banker Pair betting area to place a side bet on the Banker’s first two cards being a pair.
Select a combination of betting areas to place a dual bet. Each bet is resolved independently.
To increase your bet, select the bet you want to increase. The chip overall value is recalculated according to the added chip.
To remove the last bet, press UNDO button.
Pressing the UNDO button for a longer period, removes all bets from betting board.
Confirmed bets from previous game round are automatically placed on the betting board when next game round starts.
Repeated bets must be confirmed by the player.

Payout Rules

To calculate your payout, divide the odds.
For example 2:1, divide 2 by 1 = 2.
Multiply the result by your regular bet + your regular bet = your total win.
If you bet on the Banker, and the Banker wins, you are paid out less a 5% commission on the win amount.
Commission is the fee deducted from a winning bet by the casino.
If the hands tie and you did not place a Tie bet or a Pair bet, your bet is returned to you.
Hand Combination and Payouts:
Player bet - 1:1
Banker bet - 1:1
Player Pair bet - 11:1
Banker Pair bet - 11:1
Tie bet - 8:1

Card Points

Each card dealt has a point count.
Points are based on the value of the hand and are equal to the value.
The hand with the total point count closest to 9 wins.
If a hand totals more than 9, the second digit is taken as the value.
Card Denomination and Point Count:
Nine - 9 points
Eight - 8 points
Seven - 7 points
Six - 6 points
Five - 5 points
Four - 4 points
Three - 3 points
Two - 2 points
Ace - 1 point
King - 0 points
Queen - 0 points
Jack - 0 points
Ten - 0 points

Game Settings

General:
Enable Sounds (OFF|ON): Enables or disables overall sound playback in the game.
Game Sounds: Controls the volume of sound effects in the game.
Dealer Voice: Controls the volume of the dealer voice and verbal announcements.
Video Quality:
Low: Adjusts the video to low quality.
Medium: Adjusts the video to medium quality.
High: Adjusts the video to high quality.

Game Controls

Active chip: Displays either default chip or selected chip.
x2 button: Doubles the bet values, already placed on the betting area.
DEAL button: Confirms player bet and the chip stacks placed on the Betting Area. Initiates card reveal sequence.
UNDO button: Cancels the last bet.
Balance: Displays the account balance in selected currency.
Clock: Displays current time on the player's device.
Game name: Displays the official name of the game.
Help button: Displays help and additional information.
Menu button: Displays a menu of general game options.
Bet range: Minimum and maximum bet and betting range.
Number of card decks: Displays the amount of card decks used in the game.
Roadmap: Displays the game round history for previous rounds. Pressing on a specific roadmap, engages zoom-in of the chosen roadmap. Pressing on the "P?" or "B?" buttons simulates the next round result on the roadmaps with a blinking icon.

Additional Information

Some settings and features may not be available in this game.
Malfunctions void all pays and plays.
In the event of a disconnection, the final game state is displayed on return to the game.
The balance is updated with the amount won or lost.
The results of the last game played are displayed.
If a request does not reach the casino server before disconnection, the results of the previous game played are displayed.
Bets that are followed by disconnection will be displayed in the Game History page.

Return to Player (RTP)

Return to Player (RTP) is the theoretical statistical percentage of total money bet by players in a specific game, that is paid out as winnings over time.
The RTP is fixed, and does not change.
This game has an RTP of 98.94%.
The maximum win from a single game is €1,100.

Last modification date: 9/2/2021